Why Work with Rate1st?

Top 11 Reasons to work with Rate1st instead of your Bank or Mortgage Broker-

Reason #1

We have better Rates & Terms than your Bank - Unfortunately, banks don't give their own customers any better rates or preferential treatment. In many cases, the bank you have in mind may not be the best possible lending source for your situation or may not have the best pricing options available at that particular point in the market.  Get the best possible rate and terms for your loan by having lenders compete against each other. Then simply select the financing proposal that best suits your individual needs.

Reason #2

We are better than LendingTree - We DON'T sell Leads! We will NEVER sell your information! Unlike most loan websites (example: LendingTree, LowerMyBills, etc.) who just sell complete applications to 4 or more brokers, all using the same banks and lenders, Rate1st will only transact business directly with our Customers and our network of approved Banks, Lenders, and Private Investors.

Reason #3

We are Honest and Upfront - We are always Honest and Upfront with our Customers about the entire loan process and the way we do business. Our commitment is to maintain a safe, trusted, professional lending environment and provide you with the information and resources necessary to make well informed decisions.

Reason #4

We have the World's Largest Selection of Lenders - At Rate1st we have a Network of over 25,000 Banks, Lenders, and Private Investors.  Plus, a hot list of the top 100 lending sources in the U.S. including Bank of America/Countrywide, Wells Fargo/Wachovia, ING direct, Provident Bank, Flagstar, Am Trust, Freedom Mortgage, SunTrust, EquiFirst, US Bank, and many other firms you may or may not be familiar with.

Reason #5

We don't work with Mortgage Brokers - We avoid "Broker Chains" because All of our Lenders are either FDIC insured Banks, Direct Lenders, Investment Companies, or Individual Investors. If you are a Mortgage Broker or Loan Officer please do not fill out an application or try to contact us.

Reason #6

We offer FREE advice from Financial Planners - Our Financial Planners are here to help you make educated and informed decisions. All of our Financial Planners are trained to specialize in Lending, Cash Flow, and Real Estate Equity management.

Reason #7

We offer All Types of Loans - Although Home Loans are our specialty, we provide more than just residential mortgages. Our experienced team of financial planners can handle all types of loans, including business, hard money, and commercial real estate financing.

Reason #8

We Negotiate with Lenders on your Behalf - We Negotiate with Lenders on your Behalf to ensure you get the Lowest possible Rates, Fees, and Closing Costs plus the best matched lender. We will help you understand how selecting the right loan or mortgage can help you attain your financial goals beyond simply the lowest monthly payment. Our goal here at Rate1st is to help you Save more, Earn more, and Own more and to translate your life goals into an achievable Financial Planning strategy.

Reason #9

We Protect Your Credit - With a single credit check we can accurately price your loan with any of our lenders, instead of you applying to each lender separately. Our single application process is compliant with almost every lender in the country.

Reason #10

We work around Your Schedule - Access our system and your loan application Anywhere, Anytime     24-7-365. We can provide you with secure access to our system so you can check the status of loan from your office, at home, or on the road. Manage the loan process according to your schedule, not bankers' hours.

Reason #11

We keep all your Data Secure - Organize and store all your financial and/or property information relating to your loan in a secure account. Your account is always data-encrypted and password-protected so access to your loan data and uploaded files is 100% secure.

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