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    <title>Home Mortgage Loans, Commercial Loans, Personal Loans - One Call, 500 Lenders - 877-RATE-1ST</title>
    <link>http://www.rate1st.com</link>
    <description>Home Mortgage Loans, Commercial Loans, Personal Loans - One Call, 500 Lenders - 877-RATE-1ST</description>
    <pubDate>Tue, 29 Apr 2008 00:00:00 -0700</pubDate>
    <generator>http://www.rate1st.com/</generator>
    <language>en</language>
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      <title>Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM)</title>
      <link>http://home-mortgage-loans.rate1st.com/articles/474689/</link>
      <pubDate>Tue, 29 Apr 2008 00:00:00 -0700</pubDate>
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      <description><![CDATA[Hybrid ARM mortgages, also called fixed-period ARMs, combine features of both fixed-rate and adjustable-rate mortgages. A hybrid loan starts out with an interest rate that is fixed for a period of...]]></description>
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      <title>Graduated Payment Mortgages</title>
      <link>http://home-mortgage-loans.rate1st.com/articles/474690/</link>
      <pubDate>Tue, 29 Apr 2008 00:00:00 -0700</pubDate>
      <category>Articles</category>
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      <description><![CDATA[Graduated Payment Mortgage is a loan where the payment graduates (increases) annually for a predetermined period (e.g. five or ten years), and then becomes fixed for the duration of the loan. During...]]></description>
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      <title>Components of Adjustable Rate Mortgages</title>
      <link>http://adjustable-rate-mortgage.rate1st.com/articles/474692/</link>
      <pubDate>Tue, 29 Apr 2008 00:00:00 -0700</pubDate>
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      <description><![CDATA[ To understand an ARM, you must have a working knowledge of its components. Those components are: Index: A financial indicator that rises and falls, based primarily on economic fluctuations. It is...]]></description>
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      <title>What Mortgage Loan Program is Best for You?</title>
      <link>http://home-mortgage-loans.rate1st.com/articles/474687/</link>
      <pubDate>Mon, 28 Apr 2008 00:00:00 -0700</pubDate>
      <category>Articles</category>
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      <description><![CDATA[So what kind of mortgage is best for you? Fixed rate? Adjustable rate? Government loans? The truth is, there is no one correct answer. Given the many different types of loans and term lengths, the...]]></description>
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