Safe, Simple & Efficient
We specialize in offering the speed, control, and versatility of the internet which allows borrowers and lenders to connect in a revolutionary way.
Apply For a Loan
Or call 1-877-RATE-1ST
Home Loans
  • Refinance & get cash back
  • Interest only options
  • Lock in low ratesl
Commercial
  • $300,000 and up
  • Up to 80% LTV
  • Quick decision
Hard Money
  • Rates as low as 9%
  • Up to 65% LTV
  • Super Fast turn-around
Capital
  • Venture capital
  • Private capital
  • Angel capital

Home : How Rate1st Works

How Rate1st Works

  1. You apply Online, by Phone, or via E-Conversation
     
  2. We complete Quality Control and verify all your information
     
  3. We call and review your goals for the new loan
     
  4. Your loan scenario is completed and your credit is pulled once
     
  5. Your loan scenario is compared amongst the top lenders in the country
     
  6. We present you with the best Rate, Term and Payment options available; your best options are constantly updating in real-time as market conditions change
     
  7. We lock your rate at the appropriate time to ensure maximum possible benefit
     
  8. After all your underwriting conditions are met, your loan is funded
     
  9. Celebration!

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