Testimonials

"The best mortgage company I have ever worked with...would go back to them again over any bank directly."

- Greg H.
Satisfied Customer
Orange County, CA

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About Rate1st Mortgage Loans

About Rate1st

The Smartest, Easiest way to Accurately Shop and Compare Loan offers from the nation's top direct lenders, including the major banks!

At Rate1st, our business is to "know lending." We know who the lenders are... who is lending, what their lending guidelines are and most importantly who will offer YOU the lowest rate based on YOUR unique scenario.

We are currently tracking lending activity, guidelines, rates and fees of over 40,000 active lending sources worldwide, over 25,000 in the US and offer FREE access to over 10,000 public lender profiles on our website.

With one simple application you can access thousands of accurate options from all the top banks and lenders in seconds, while keeping your personal information 100% confidential from the lenders competing for your business.

Our friendly non-partisan experts at Rate1st, known as Mortgage Concierges™, will help you throughout the entire loan process and be your one point of contact from Application to Funding.

Rate1st.com is focused on providing home financing to accommodate virtually any scale or scope. Our innovative process accommodates a sophisticated level of needs and preferences, while our exceptional service ensures the complete satisfaction you expect and deserve.

At Rate1st.com, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service and putting the people we serve first.

  • Continue to: The Rate1st Difference to get the full story on our unique advantages.

  • Give us a call today at 877-728-3178 for a free, personalized consultation.

  • You can also apply online. It is fast, secure, and easy.

Find Out More About Rate1st

About Rate1st
About Rate1st

At Rate1st, our business is to "know lending."

The Rate1st Difference: Our Mission
The Rate1st Difference

Rate1st is the smartest, easiest way to accurately shop and compare loan offers from thousands of lenders, getting you the best rate, the right lender, and the best financial strategy. Learn more about how we stand out from the rest of the pack.

Why Choose Rate1st?
Why Choose Rate1st?

We'd like to tell you what sets Rate1st apart from the competition.

Safe, Simple, Efficient.
Our Mortgage Process

Safe, Simple, Efficient. We are here to help you find the best loan available to you and the best matched lender for your unique situation. Our Loan Experts will go the extra mile.

Customer Testimonials
Testimonials

Read what customers have to say about the Rate1st experience.

Get a Great Rate and Benefit a Great Cause with Rate1st!
We Care

Rate1st contributes to numerous charities. Support a good cause and get a great mortgage rate at www.Rate1st.com

Value Points
Value Points

More about Rate1st's values and the benefits of working with us.

What's a CMPS?
What's a CMPS?

Rate1st, as a CMPS professional organization, can better advise you on tax and financial planning implications of mortgage and real estate investments.

FAQs
FAQs

Find answers to common questions about the mortgage process and how to get the best financing.

Mortgage Loan Planning - Customer Document Checklist
Mortgage Loan Planning - Customer Document Checklist
A list of required documentation to expedite your loan process.
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We Care

We Support Charities A portion of all proceeds earned by Rate1st.com will be donated to charitable organizations.

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