Testimonials
"The best mortgage company I have ever worked with...would go back to them again over any bank directly."
- Greg H.
Satisfied Customer
Orange County, CA
![]()
![]()
![]()
![]()
![]()
"The best mortgage company I have ever worked with...would go back to them again over any bank directly."
- Greg H.
Satisfied Customer
Orange County, CA
![]()
![]()
![]()
![]()
![]()
Get mortgage rates delivered to your inbox.
No Spam Guaranteed
At Rate1st, our business is to "know lending." We know who the lenders are... who is lending, what their lending guidelines are and most importantly who will offer YOU the lowest rate based on YOUR unique scenario.
We are currently tracking lending activity, guidelines, rates and fees of over 40,000 active lending sources worldwide, over 25,000 in the US and offer FREE access to over 10,000 public lender profiles on our website.
With one simple application you can access thousands of accurate options from all the top banks and lenders in seconds, while keeping your personal information 100% confidential from the lenders competing for your business.
Our friendly non-partisan experts at Rate1st, known as Mortgage Concierges™, will help you throughout the entire loan process and be your one point of contact from Application to Funding.
Rate1st.com is focused on providing home financing to accommodate virtually any scale or scope. Our innovative process accommodates a sophisticated level of needs and preferences, while our exceptional service ensures the complete satisfaction you expect and deserve.
At Rate1st.com, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service and putting the people we serve first.
Continue to: The Rate1st Difference to get the full story on our unique advantages.
Give us a call today at 877-728-3178 for a free, personalized consultation.
You can also apply online. It is fast, secure, and easy.
At Rate1st, our business is to "know lending."
Rate1st is the smartest, easiest way to accurately shop and compare loan offers from thousands of lenders, getting you the best rate, the right lender, and the best financial strategy. Learn more about how we stand out from the rest of the pack.
We'd like to tell you what sets Rate1st apart from the competition.
Safe, Simple, Efficient. We are here to help you find the best loan available to you and the best matched lender for your unique situation. Our Loan Experts will go the extra mile.
Read what customers have to say about the Rate1st experience.
Rate1st contributes to numerous charities. Support a good cause and get a great mortgage rate at www.Rate1st.com
More about Rate1st's values and the benefits of working with us.
Rate1st, as a CMPS professional organization, can better advise you on tax and financial planning implications of mortgage and real estate investments.
Find answers to common questions about the mortgage process and how to get the best financing.
Get a Fast, Free, No Obligation Mortgage Rate Quote
256-bit secure data connection. We value your security. Read our privacy policy.

Please select your state to view our lowest available Current Mortgage Rates.
Are you a Real Estate professional or Lender? Get yourself listed on Rate1st.com for FREE.

A portion of all proceeds earned by Rate1st.com will be donated to charitable organizations.