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Mortgage News - by Rate1st
Housing reaches highest level of affordability
- 02/17/2012Despite predictions of a slow and steady recovery for the housing market throughout 2012, low mortgage rates and home prices continue to make becoming a homeowner affordable.
Stats show 95 percent of borrowers prefer fixed-rate home loans
- 02/16/2012Freddie Mac revealed home buyers may prefer fixed-rate home loans from direct lenders, as the government-sponsored entity released its Quarterly Product Transition Report on February 14, 2011.
Eliminating lending restrictions could enhance current mortgage rates
- 02/06/2012The typical home buyer seeks the lowest mortgage rate, but limited lending options can hinder a purchaser's opportunity to take advantage of improving interest rates.
Majority of homeowners want more government involvement in housing market
- 01/27/2012Following the State of the Union address, in which President Barack Obama announced intentions to continue helping homeowners facing foreclosure, surveys show that the majority of homeowners approve of government involvement in the housing market.
Why you should consider a Cash-Out Refinance loan to do renovations rather than moving
- 01/26/2012It's a fairly common occurrence for growing families to realize that their home may not be the best fit for them. Maybe it's too small, or perhaps designed poorly, but either way, something about the home makes the homeowners consider moving.
Home sales continue to be driven by low mortgage rates, home prices
- 01/20/2012The December report of existing-home sales indicates that the trend of increased homebuying activity increased for the third month in a row.
Freddie Mac predicts slow recovery to continue
- 01/20/2012A recent report from a government-sponsored enterprise predicts that economic recovery during 2012 will continue to move at a slow pace.
Mortgage Blog - by Rate1st
Mortgage rates remain at record lows
- 02/16/2012Results from a weekly survey show that long-term mortgage rates for the week ending February 16 mirrored those from the previous week and remained at their record-low for the third consecutive week.
MBA survey reveals increase in mortgage applications, record low interest rates
- 02/09/2012Direct lenders saw more American mortgage applications during the week ending February 3, 2012 as the number of submissions increased by 7.5 percent, according to the Mortgage Bankers Association Weekly Applications Survey.
Mortgage applications, refinancing increase in February
- 02/08/2012As low mortgage rates and home prices continue to provide both potential buyers and current homeowners with high affordability, mortgage application and refinancing activity increased in February.
New changes to HARP could double qualified homeowners
- 02/07/2012In October, the Federal Housing Finance Agency announce that the Home Affordable Refinance Program would be receiving some changes, and a recent study found that nearly 7 million more homeowners could benefit from the revised requirements.
PMMS reveals record low mortgage rates
- 02/06/2012Current mortgage rates hit an all-time low to start February 2012, according to Freddie Mac's weekly Prime Mortgage Market Survey. The government-sponsored entity revealed a decline in economic growth led to a fall in loan interest rates across the country.
Mortgage rates fall to all-time lows
- 02/03/2012After weeks of moving up and down, a recent survey shows mortgage rates have fallen to new all-time record lows once again.
Mortgage association appoints new strategic planning leader
- 01/27/2012The Mortgage Bankers Association (MBA), a national organization representing the real estate finance profession, has named Peter J. Grace as its new Vice President of Strategic Planning and Internal Technology.
Current Mortgage Rates by Rate1st.com
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Thank you for considering Rate1st in your search for the lowest rates. You've probably seen all kinds of other websites by now, and you're wondering if it really matters which one you choose. We'd like to tell you what sets Rate1st apart from the competition.
Other companies offer you a seemingly easy way to compare lenders and make them compete for your business but what most people don't realize is you basically become a "lead" that is auctioned and sold to the highest bidders or alternatively you get to see a limited list of brokers/lenders willing to pay for you to click on their offer. Either way you never really get to make an accurate Apples-to-Apples comparison of your options.
We have you fill out 1 simple form, send us some required documents and then we provide you with accurate personalized rates and payment quotes from virtually every major bank and direct lender in the country. No hassle, no haggle, just the lowest rates.
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Only Rate1st makes shopping for the lowest rate safe and simple from beginning to end. We make it easy to accurately compare lenders and loan programs. We give you plenty of options to choose from but you don't have to wade through offers that aren't your best results. In fact we remove about 90% of your options to only show you the best 10% of offers. We provide the most reliable pre-approvals in the industry because we typically have dozens of back-up lenders if for some reason your 1st choice lender denies your loan in underwriting.
Getting a FREE accurate personalized mortgage rate & payment quote has never been easier, even if you don't own a home or have never refinanced your mortgage.
We make your choice easy. When you add up all the features you get for FREE, Rate1st is the smartest way to borrow money. We're quickly becoming a leader in the industry as we continue to innovate and improve on the American consumer's mortgage shopping experience.
We want you to be comfortable with your choice, so we also give you a "No-Cost Guarantee". We guarantee you won't pay 1 cent if we can't get you the Lowest Rate! If for any reason you choose to go with another company, we will not charge you anything. Zip, Zilch, Nada.
We hope you'll choose Rate1st as a partner in your success. We look forward to serving you.
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- Apply Now
- January 1, 2012
Apply now for a home mortgage loan from Rate1st.com
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- Basic Mortgage Calculator
- January 2, 2012
Use this calculator to determine your monthly payment and amortization schedule.
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- Mortgage Banks & Direct Lenders Directory
- January 3, 2012
Search hundreds of direct lenders and get detailed information on products, loan ranges and contact information.
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- Mortgage Loans Information Center
- January 6, 2012
Browse our extensive resource center with 50+ helpful articles: Home Buying Center, Refinancing Center, and Mortgage Loans Information Center to guide you to the best choices.
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- Home Buying Center
- January 7, 2012
This guide will help home buyers choose the right home with tips on how the home buying process works, plus live mortgage rates and calculators.
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- Mortgage Refinancing Center
- January 8, 2012
Check out the articles in this section all about refinancing, including common mistakes and helpful tips.
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- Understanding Mortgage Basics
- January 9, 2012
Understanding Mortgages and Home Loans 101
